If your bills keep piling up, but you are concerned about filing for bankruptcy because you do not want to lose your home, Chapter 13 may be a good option for you. Contact an experienced bankruptcy attorney to discuss your options.
Bankruptcy for Wage Earners
A Chapter 13 bankruptcy, in general, allows you to retain assets that might be lost in a Chapter 7 bankruptcy. If you have income and have a home, two cars and a boat, and want to keep them all, a Chapter 13 bankruptcy may be a way for you to accomplish that.
The information that we offer below is good general information about filing for Chapter 13 bankruptcy. At David Holmes, Bankruptcy Law, our attorneys focus exclusively on bankruptcy law. If you would like to discuss your particular financial situation, please contact our law office to schedule a free initial consultation with one of our attorneys.
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Chapter 13 Resource Links
United States Bankruptcy Courts
The official website of the United States Bankruptcy Courts includes a variety of useful information about bankruptcy.
Bankruptcy Glossary
This website includes a glossary on bankruptcy terminology that explains, in layman's terms, many of the legal terms that are used in cases filed under the Bankruptcy Code.
Bankruptcy Fees
This website, maintained by the Administrative Office of the U.S. Courts on behalf of the U.S. Courts, contains the fees associated with a bankruptcy filing under a particular chapter.
Bankruptcy Forms
This website, maintained by the United States Bankruptcy Courts, includes Official Bankruptcy Forms, Procedural Forms and the Bankruptcy Forms Manual. All forms and instructions are available in PDF format.
Chapter 13 Basics
This website provides general information about individual debt adjustment under Chapter 13 of the Bankruptcy Code.
American Bankruptcy Institute - Consumer Education Center
General information regarding consumer debt and bankruptcy from the American Bankruptcy Institute.
National Foundation for Credit Counseling
Through its member agencies and local offices, the National Foundation for Credit Counseling (NFCC) provides financial education and counseling. The NFCC's website includes numerous educational resources including credit facts, budget calculators, and more.
Experian
Features information for consumers about credit reports, establishing credit, risk scores and more.
Trans Union LLC
This website features consumer FAQs about credit reports.
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