The federal bankruptcy laws are complex, but an experienced advocate can help you navigate them efficiently. If you are contemplating filing for bankruptcy, contact a lawyer.
A Broad Look at Bankruptcy
If you are contemplating bankruptcy, you may be overwhelmed with debt, buried in medical bills and perhaps unable to sleep at night. Many of our clients say that at the moment they decide to file for bankruptcy it is as though a great weight has been lifted off their shoulders. We understand that bad things can happen to good people and we'd like to help.
On this page we have provided some basic overview information about bankruptcy in general. If you are in Middle Tennessee and are struggling with the decision of whether or not to file, we can help you. At David Holmes, Bankruptcy Law, we focus exclusively on bankruptcy law. Contact us to set up an initial free consultation.
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If you are filing for bankruptcy, you may wonder how you can afford an attorney to help you file. Because we deal with this question all the time, we have developed a payment plan that works in almost all cases. To have one of our lawyers take a look at your financial situation, please contact our law office for an appointment. Our office is in Gallatin.
Chapter 7 and Chapter 13 bankruptcy each have their own advantages and drawbacks. To have one of our lawyers take a look at your financial situation, please contact our law office for an appointment.
Surviving the Emotional Effects of Bankruptcy
No matter what circumstances ultimately led to filing bankruptcy, both the practical and the emotional impact on the debtor will be enormous. Confronting the emotional and psychological issues surrounding bankruptcy and reaching an understanding and acceptance of the situation are essential to rebuilding and maintaining a successful financial life. An experienced bankruptcy attorney at David Holmes, Attorney at Law in Gallatin, Tennessee, can guide a debtor through the complicated legal, financial and emotional maze of bankruptcy and steer him or her in the right direction for the future.
Filing bankruptcy can, without a doubt, stir up many negative emotions. The debtor's sense of self-worth is often closely tied to his or her financial circumstances. Loss of money can be experienced as a loss of identity, self-esteem and confidence. We live in a society in which image is seemingly bought through possessions. Money can be viewed as a powerful currency not only in a purely economic sense, but also in relationships and thus a real or perceived loss of interpersonal power can ensue when bankruptcy is filed.
Understanding these emotions can help disentangle the practical realities of money from the possibly destructive or limiting emotional response to bankruptcy.
At times of significant loss, people tend to feel that their entire foundation has been shaken and that their most fundamental sense of security has been disrupted. They question their trust in themselves, in others and in the world at large. Although it may be natural for many to bury these frightening emotions, bringing core insecurities to a conscious level can actually reduce fear and the feeling of being out-of-control, which enables individuals to start tackling their situations constructively. In addition, the counsel of a seasoned bankruptcy attorney at David Holmes, Attorney at Law in Gallatin, Tennessee, can see a debtor through the tough times and guide him or her to a brighter financial future.
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DISCLAIMER: This site and any information contained herein are intended for informational purposes only and should not be construed as legal advice. Seek competent legal counsel for advice on any legal matter.
